Senior Risk Underwriter - Trade Credit
(Hybrid - London or Manchester Office/Home Working)
We have an exciting opportunity to join our Risk Underwriting team within the Trade Credit Insurance industry. Our UK book is varied and the team assesses the credit risk profile of an array of corporates stretching from domestic SME’s through to global, blue-chip companies in a number of trade sectors including Construction, Fuel, Metals, Retail, Advertising, Food & Drink and Tech/IT. In this client, market-facing role you will have the opportunity to own your relationships, developing your underwriting knowledge and profile as a specialist within the market. We empower our underwriters to underwrite their own business, with this role offering both the exposure and support from working with an experienced team. We are looking to speak with experienced trade credit professionals, ideally with credit insurance product knowledge from an underwriting, broking or wider financial services discipline background.
Your responsibilities for this role may include, but are not limited to:
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Manage a portfolio of clients, providing first-class service.
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Establish and strengthen strong relationships with stakeholders including customers, brokers, business partners and colleagues, to maximize influence and achieve business objectives.
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Manage a portfolio of risk, answering credit limit requests as well as providing comprehensive analysis of key risks within the portfolio.
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Contribute and influence in the review and analysis of the portfolio to identify progress toward business objectives.
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Have ownership and demonstrate expertise of a specific sector, providing sectoral reports and regular sector updates to the team and the market.
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Conduct buyer meetings and provide detailed reports on business performance.
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Work closely with colleagues in commercial, new business and claims to ensure our goals are aligned and business plan is achieved.
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Apply the Reinsurance Strategy in order to safeguard the portfolio.
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Contribute and participate in all meetings, in order to share and develop strategy, knowledge and best practice.
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Positively promote the department, division and company as a whole, in order to maximise brand leverage.
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Adhere to underwriting standards, instructions and good practice to minimise risk and maximize efficiency.
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Ensure entries are properly and promptly recorded on QBE systems to ensure accuracy of data.
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Contribute to the aggregate management and peer review processes to encourage and develop excellence.
You will need to be able to display you have the following qualifications and experience, or clear potential to develop these:
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Experienced professional with proven knowledge of the credit insurance market, preferably within an underwriting or broking capacity otherwise wider financial services discipline.
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Intermediate level understanding of relevant software, including Excel and other departmental software packages.
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Extensive knowledge of economic and sectoral trends in the UK and global markets.
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Excellent interpersonal skills to build relationships across all levels of the organisation and with external clients.
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Good reasoning capabilities, creative and lateral thinking, good problem-solving skills.
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To Apply:
To apply for this position please go to https://qbe.wd3.myworkdayjobs.com/QBE-Careers/job/GBR---London/Senior-Risk-Underwriter---Trade-Credit_314813.
For more information about this role, please email Clare Aldrich (Clare.Aldrich@uk.qbe.com). Direct Line: 07977 058 464.
Account Executive
We have a fantastic opportunity to join our business as an Account Executive within the Trade Credit and Surety Team. You will be focused on developing and growing a portfolio of PIB clients who have purchased credit insurance policies.
This is a perfect role for an experienced insurance professional with good knowledge and experience within the Credit and Surety market.
You will be working within an established and experienced team that offers an unrivalled back-office support function that will allow you the time and focus to organically grow and develop your existing book of business.
It is an incredibly exciting time to be joining the business with lots of positive changes made to the growing team. All the tools and support to ensure you succeed will be given and you would be part of our journey as we grow through acquisition and strong organic growth.
Responsibilities:
You will be able to…
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Be responsible for own portfolio of clients with credit insurance policies. Clients will typically be SME to Middle-Market and in a diverse range of industry sectors.
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Build and maintain relationships with clients, prospects, client teams and producers to provider best in class service.
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Manage all day-to-day queries relating to Renewals, Credit Limits, Overdues, Claims and Policy Wordings.
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Drive quality, consistency and accuracy in all aspects of your role.
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Demonstrate excellent client retention skills, achieving and maintain a high level of client service whilst always promoting exceptional customer care standards.
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Develop and maintain professional working relationships with your client base and ensure expert advice is given in all areas of business.
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Demonstrate your self-motivated, hardworking in nature to meet and exceed growth targets.
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Ensure accuracy, efficiency and professionalism when dealing with both client and insurer.
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Be a Team player, work closely with other members of the PIB Trade Credit & Surety Team, attending internal meetings and providing support to the team where required.
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Experience:
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Experience in building portfolios of existing clients to maximise the income opportunities for the business.
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A strong commercial insurance background with a bias towards Trade Credit and Surety is important including exposure to manging and retaining a portfolio of insurance clients
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Articulate with strong client facing and stakeholder management abilities.
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Strong Market and Insurer knowledge with good market relationships.
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Experience and a strong understanding of FCA compliance and the ability to work to regulatory processes.
Further information:
As well as a competitive salary we offer the following benefits -
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Competitive holiday allowance with the annual option to buy additional days
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Death in Service benefit of x4 salary
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Company pension scheme
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Enhanced maternity and paternity leave packages
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A flexible benefits package which allows you to add additional benefits to your overall package
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Our benefits portal offers discounts on technology & electronics, cinemas, restaurants, days out, mortgage advice, travel and many more
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Referral schemes
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Discounted rates on PIB products
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We offer a first-class employee benefits and welfare package to support our employees with financial management, cycle to work scheme, counselling support, health screening, will writing, menopause support, books, stopping smoking and much more
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If supporting the local community, engaging with charities and having the opportunity to ‘give something back’ interests you, you have the opportunity to take an extra day to support this with a Volunteering Day.
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We also offer a wide range of discounts including a kids pass – giving you discount to over 4500 attractions and activities, discounts at hairdressers and beauticians, climate change projects with lots of other options to choose
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PIB has a comprehensive learning & development framework, including professional study options and apprenticeships which are available to all employees, and which will support your career development
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Being a part of our PIB Community Trust, we support fundraising where you can apply for grants from PIB Group towards your chosen charity
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PIB Group are committed to improving their environmental impact in a responsible way. From the individual actions that our colleagues take every day through to installing the right facilities across our premises, there are many measures in place to help reduce PIB’s carbon footprint
We are proud of our success and growth and have been recognised for many industry awards across our business. If you wish to work for a company that truly puts people at the heart of their organisation, then we would love to hear from you. PIB operates a flexible working policy, and our management teams will talk to you about how that would meet both your flexible working needs and those of the business and role you are applying for. We would love to hear from you if you want to hear more about opportunities in PIB. We are an equal opportunities employer, committed to hiring a diverse and inclusive workforce. We do not discriminate on the basis of race, colour, gender, religion, disability, age, sexual orientation or any other characteristic protected by law.
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To Apply: Please email your CV and covering letter to Luke Giddings at Luke.Giddings@pib-insurance.com.