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Welcome to the March 2025 issue of Credit Management News Digest. Our sponsor this month is Tinubu.

 

Index

UK: Late Payment, Business Distress & Insolvencies

UK Economy

Global Economy

Credit Management News & Resources

Events & Professional Development

Credit Insurance News Digest

About this month's sponsor: Tinubu           â€‹â€‹

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PLUS: Will 2025 mark a new chapter for US credit insurance?

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UK: Late Payment, Business Distress & Insolvencies

The number of UK companies delaying payments beyond 100 days reaches an all-time high. New research from Good Business Pays reveals a concerning increase in slow payments among UK businesses, with the number of companies delaying payments beyond 100 days reaching an all-time high and several major companies identified as among the worst for slow and late payments. The Spring Watchlist, which examined over 6,000 companies' payment performance, is Good Business Pays' first independent research since the introduction of the Fair Payment Code in September 2024. Terry Corby, CEO of Good Business Pays, commented: "The continued rise in slow payers highlights a systemic failure in corporate accountability. Large companies must do better — not just for their suppliers, but for the health of the entire UK economy." To access the full Late and Slow Payment Watchlist Spring 2025, visit https://goodbusinesspays.com/posts/slow-payments-on-the-rise/.

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Despite record company formations, failure rates amongst UK startups are at the lowest level in a decade. According to new analysis from PwC, the failure rate of new businesses relative to total insolvencies is at its lowest level for more than a decade. In 2024, startups accounted for 46% of total company insolvencies, the lowest proportion in a decade by a large margin — despite record levels of company incorporations. PwC notes that the average proportional percentage of startup insolvencies over the past decade was 60%, and 2024 marks the first year the rate has fallen below 50%. John Baker, startup specialist at PwC UK, said: "The notable decline in the startup failure rate is a sign that many have had to make difficult decisions and adapt at pace due to necessity." To read PwC's news release, go to https://www.pwc.co.uk/press-room/press-releases/research-commentary/2025/pwc-analysis-finds-failure-rates-amongst-startups-at-lowest-leve.html.

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A sharp increase in zombie companies in the UK mid-market. According to new research from BDO, the number of UK mid-sized businesses at risk of becoming a 'zombie' company has risen. In the last 12 months, 15.9% of mid-sized businesses have been deemed to be at risk of being so-called 'zombie' companies — an increase of 3.5% compared to the previous year's figures. The BDO tracker found that very few sectors have been able to buck the trend, with all but two showing a notable increase in the number of 'at risk' businesses. Real estate has the highest number of 'at risk' companies, with 25.1% exhibiting signs of a zombie business — an increase of 10.1% compared to the prior year. Leisure & hospitality has dropped to second place, with 23.4% of businesses considered at risk. Mining and quarrying is the biggest riser in third place, with the percentage of 'at risk' firms in the sector increasing by 11.9% to 20.7%. To read BDO's news release, go to https://www.bdo.co.uk/en-gb/news/2025/sharp-increase-in-zombie-companies-in-uk-mid-market.

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Corporate insolvency levels reached the highest seen in January in more than five years. The latest data from the Insolvency Service shows that corporate insolvencies in England and Wales increased by 6.4% in January 2025 to a total of 1,971 compared to December 2024 and increased by 10.7% compared to January 2024's figure of 1,780. Tim Cooper, President of R3 and a Partner at Addleshaw Goddard LLP, commented: "The monthly and yearly rise in corporate insolvencies is down to an increase in the number of Creditors' Voluntary Liquidations and Administrations. That would suggest that directors may be choosing to close down their firms after years of challenging trading conditions and ahead of the increase in the National Minimum Wage and Employers' National Insurance Contributions in April, and this has pushed corporate insolvency levels to the highest we've seen in January in more than five years." To read R3's news release, go to https://www.r3.org.uk/press-policy-and-research/news/more/32365/page/1//.

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February's insolvency numbers paint a picture of both struggle and resilience. New data from Creditsafe has found that February's insolvency data paints a picture of both struggle and resilience. 2,364 businesses across the UK and Northern Ireland declared insolvency in February 2025 — a 28% rise from January but 10% lower than the same time last year. Creditsafe notes that it's a mixed signal: while the month-on-month surge suggests ongoing financial strain, the year-on-year dip hints that some businesses are finding ways to adapt. The construction sector continues to top the table, accounting for 19% of all insolvencies. Continued supply chain disruptions, escalating material and labour costs, and weak demand continue to batter the industry, and Creditsafe warns that the impact of new tariffs could intensify these issues and push more businesses to the brink.

To view Creditsafe's findings, go to https://www.creditsafe.com/gb/en/blog/reports/insolvencies.html.​​

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​​​​​UK Economy

UK GDP grew by 0.4% in December 2024 and by 0.1% in the three months to December 2024. The latest data from the Office for National Statistics (ONS) has estimated that monthly UK GDP grew by 0.4% in December 2024 and by 0.1% in the three months to December 2024 (compared with the three months to September 2024), mainly because of growth in the services sector. Services grew by 0.2% over this three-month period, while production fell by 0.8% and construction grew by 0.5%. Over the longer term, GDP is estimated to have grown by 1.2% in the three months to December 2024, compared with the three months to December 2023. Over this period, services grew by 1.7%, while production fell by 1.7%, and construction grew by 0.9%. GDP is estimated to have grown by 0.8% in 2024 compared with 2023. To read the ONS' news release, go to https://www.ons.gov.uk/economy/grossdomesticproductgdp/bulletins/gdpmonthlyestimateuk/december2024.

Licensed under the terms of Open Government. Licence v3.0.​

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The BCC revises down its economic growth forecast. The British Chambers of Commerce (BCC) Quarterly Economic Forecast (QEF) has revised down growth expectations for 2025 and now expects the UK economy to grow by 0.9% in 2025, revised down from the previous forecast (1.3%). GDP is then expected to rise in 2026 to 1.4%, which is also slightly down from the last forecast (1.5%). The forecast picture of growth varies significantly across sectors. Manufacturing production is expected to contract by -0.2% (down from 0.6% in the last forecast)), rising to 0.8% in 2026 and 1.1% in 2027. In comparison, the construction industry will grow by 1.3% this year and reach 1.5% in 2026, while the services sector is forecast to grow by 1.1% in 2025 and 1.5% in 2026. The BCC also predicts that inflation will remain above the Bank of England's target until the last quarter of 2027. To read the BCC's news release, go to https://www.britishchambers.org.uk/news/2025/03/growth-downgraded-as-firms-struggle-to-invest-and-export/.

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Modest economic growth and inflation challenges lie ahead. The National Institute of Economic and Social Research's (NIESR) latest UK Economic Outlook notes that the UK economy in 2024 experienced a split performance, with strong GDP growth in the first half, followed by stagnation in the second half. GDP grew by 0.7% in Q1 and 0.4% in Q2 but flatlined in Q3, with NIESR's January GDP Tracker suggesting zero growth in the fourth quarter of 2024 as well. For 2025, a modest 0.3% growth is anticipated in Q1, with annual GDP growth forecasted to be around 1.5% over the next three years. However, NIESR warns there is a 15% chance of an annual fall in GDP in 2025 and a 20% chance in 2026. Inflation is expected to fluctuate in 2025 but should return to the target in 2026, though there is a 20% chance it will average above 4% in 2025. To read NIESR's Outlook, go to https://niesr.ac.uk/publications/tale-two-halves?type=uk-economic-outlook.

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Scotland's growth prospects for 2025 are weaker than previously anticipated. The latest EY ITEM Club Scotland forecast suggests that, although GDP data found that growth in Scotland outperformed the UK in 2024, this masks a quarterly profile which shows a slowdown throughout 2024, with GDP growth of 0% in Q4. This downturn coincided with rising inflation, which surged from 1.7% in September to 2.5% by December and then 3% in January. The EY ITEM Club Scotland report now notes that growth expectations are weaker than previously anticipated, with an expected GVA growth of just 0.9% in 2025, 1.5% in 2026 and 1.3% in 2027. EY also warns that one of the significant risks yet to register over Scotland's economic forecast is the potential impact of US tariffs. Scotland's largest export, whisky, could be vulnerable to targeted tariffs given the US is its largest market. To read EY's news release, go to https://www.ey.com/en_uk/newsroom/2025/03/urgency-to-address-productivity-and-labour-market-inactivity.

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Five years after Brexit. Was it worth it? Atradius has published an article in which its Senior Advisor, Silvia Ungaro, notes that, although it would have been a tumultuous five years even without Brexit, Brexit appears to have compounded recent challenges, with one analysis revealing a £140 billion shortfall in the UK economy, as a direct result of leaving the EU. "The trade picture remains grim for the UK five years after leaving the EU", commented Dana Bodnar, Economist at Atradius. Atradius advises that the UK's total trade in goods stands at 88% of its pre-Brexit level, and UK goods exports at just 82%. By contrast, EU trade volumes have rebounded and are now on a par with levels seen in January 2020. The article adds that, even if the UK's growth outlook for 2025 looks brighter than that of other major European economies, it remains below its 2% average annual rate prior to Brexit and the trade outlook, in particular, remains highly uncertain. To read Atradius' article, go to https://group.atradius.com/knowledge-and-research/news/five-years-after-brexit-was-it-worth-it.

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​UK retail sector shows modest recovery in 2024 amid ongoing challenges and insolvency risks. Tokio Marine HCC's latest thought leadership article on the UK retail sector advises that, after falling for two years in a row, UK retail sales increased by a "lacklustre" 0.7% in 2024 albeit remaining 2.5% below their pre-Covid reading. According to data from the Office for National Statistics, three of the four most important retail sub-sectors reported sales growth: non-food stores (+1.2%), non-store retailing (+3.2) and automotive fuel (+3.8%), while food stores (down by 1.2%) recorded a decline. Also encouragingly, insolvency risk in the UK has moderated in 2024, following three years of sizable increases, with January - November 2024 data indicating a 12% decline in retail insolvencies. In 2024, large retailers that went under included Carpetright, CTD Tiles, Homebase, Lloyds Pharmacy, Ted Baker and The Body Shop. To read the thought piece, go to https://www.tmhcc.com/en/news-and-articles/thought-leadership/uk-retail-sector-report-2025.​

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​UK business confidence is rising amid ongoing geopolitical and economic issues. Business confidence amongst UK CEOs is growing despite ongoing geopolitical and macroeconomic challenges, according to the latest EY-Parthenon CEO Outlook survey. The survey of 100 UK CEOs, which evaluates optimism levels and provides insights on capital allocation, investment and transformation strategies, found that 82% of UK CEOs felt very or somewhat optimistic about the business landscape over the next 12 months, an increase from 67% in September 2024. According to the findings, UK CEOs have strong confidence in their companies' performance, with 78% feeling optimistic about revenue growth, 80% about profitability, and 77% about maintaining a competitive position in the next 12 months. To read EY's news release, go to https://www.ey.com/en_uk/newsroom/2025/02/business-confidence-amongst-uk-ceos-is-growing.

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Small business confidence hit a post-Covid low in the final quarter of 2024. According to the FSB's Small Business Index, small business confidence in the UK hit its lowest recorded point outside the COVID pandemic in the fourth quarter of last year. The headline confidence reading fell from -24.4 points in Q3 to -64.5 points in Q4 — the lowest reading on this measure since the first quarter of 2020. The confidence tumble was recorded across all major sectors, with none registering a positive confidence score. Accommodation and food services were the least optimistic major sector, with a confidence reading of -111.0 points, followed by the wholesale and retail industries at -94.2 points, while firms in the professional, scientific and technical activities sectors were the least pessimistic, at -40.1 points. Construction saw the most significant decline in confidence between Q3 and Q4, going from -26.6 points to -76.8 points. To read the FSB's news release, go to https://www.fsb.org.uk/resources-page/small-firms-blues-show-how-much-government-growth-push-is-needed.html.

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Small business growth forecasts fall for the first time since July 2024. The percentage of UK small business owners predicting growth (33%) has dipped to a nine-month low, according to the latest quarterly data from Novuna Business Finance Business Barometer study. Whilst 45% see Q1 as a standstill period, there is a four-year high in the percentage of small businesses saying they will contract by the end of March (13%), and the percentage of enterprises that fear closure in the next three months has hit a two-year peak (8%). Following the Bank of England cutting interest rates and reducing its economic growth forecasts for 2025, the new Novuna Business Finance data reveals that UK small business owners are already gearing up for contraction, with major falls in growth forecasts already registered across many key regions — where there has been abrupt change since the start of 2025. To read Novuna's news release, go to https://www.novuna.co.uk/news-and-insights/business-finance/small-business-growth-forecasts-fall-for-the-first-time-since-july-2024/.​

 

Exporting products or services overseas has become the top challenge facing one in three mid-sized businesses. Barriers to international expansion are among the top pressures facing UK businesses over the next six months, according to BDO's latest survey of 500 mid-sized business leaders with turnovers between £10m-£300m. Exporting products or services overseas has become the top challenge facing one in three mid-sized businesses (34%) due to disruption from delayed deliveries and stock shortages. This rises to almost half (46%) among mid-sized manufacturers and could be compounded by the prospect of international trade tariffs. Nearly half (46%) say they need better support from the Government to begin or continue exporting abroad. This includes broadening access to UK Export Finance support to the mid-market, new Free Trade Agreements and simpler customs rules to aid the export of products or services overseas. To read BDO's news release, go to https://www.bdo.co.uk/en-gb/news/2025/international-growth-at-risk-for-uk-mid-sized-businesses.

Business sentiment on the future of UK trade improves. UK businesses are experiencing a period of relative stability in their trade relations with the EU following the initial disruptions of Brexit, according to Deloitte's third annual Attitudes to Trade Survey. The survey, which polled 750 UK business leaders, found that while 57% still report a decline in EU trade, this represents a marked improvement from the 74% reported two years prior. 64% of businesses believe the Government's trade policy towards Europe will be beneficial to their business over the next five years. The review of the UK-EU Trade and Cooperation Agreement is also set to bring further benefits. Amanda Tickel, Head of Tax and Trade Policy at Deloitte UK, said: "The growth in optimism about UK-EU relations probably reflects the new Government's clear trade policy to reset relations with the EU. The Prime Minister has promised a new UK trade strategy for 2025 and has held dialogues with EU leaders to forge a way forward to a new partnership." To read Deloitte's news release, go to https://www.deloitte.com/uk/en/about/press-room/deloitte-survey-business-sentiment-on-the-future-of-uk-trade-improves.html.

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Global: Late Payment, Insolvencies & Global Economy

Against a background of increasing policy uncertainty, global growth continues to remain surprisingly resilient. The National Institute of Economic and Social Research's (NIESR) latest Global Economic Outlook expects global growth to continue at just over 3% annually, supported by easier financial conditions from falling policy interest rates. Growth in advanced economies has been led by the US but is now forecasted to slow, while the Euro Area's growth is expected to strengthen through 2025. Emerging markets, particularly India and China, remain strong, though China's medium-term prospects are weaker than a decade ago. Global GDP growth is projected to remain at around 3.2% in 2025, with 3% growth anticipated to be the "new normal," replacing the stronger rates seen during the early years of globalisation. To read NIESR's Outlook, go to https://niesr.ac.uk/publications/sustaining-growth-uncertain-world?type=global-economic-outlook.

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Global economic growth is expected to remain at 2.8% in 2025. AU Group's latest G-Grade for Q1 2025 predicts that global economic growth in 2025 will remain at 2.8%, similar to 2024. The Eurozone should see a slight acceleration in growth, reaching 1.2% in 2025. The US economy is set for robust growth of 2.3% in 2025, although the impact of tariffs on its economy has yet to be determined. China looks set to experience a gradual slowdown in activity, with GDP growth forecast at 4.6% in 2025  a deceleration compared with previous years. For the rest of Asia, the outlook varies from country to country, but the region as a whole should maintain growth above the world average. The G-Grade also predicts that, after three years of acceleration (+1% in 2022, +7% in 2023 and +9% in 2024), global insolvencies will remain high in 2025. To download a copy of the G-Grade, go to https://au-group.com/en/studies-and-publications/au-g-grade-q1-2025.

 

GDP increased by 0.9% in the euro area and by 1% in the EU in 2024. New research from Eurostat has found in the fourth quarter of 2024, the euro area saw a GDP increase of 0.2%, while the EU grew by 0.4% compared to the previous quarter. For the year 2024, GDP rose by 0.9% in the euro area and 1.0% in the EU, up from 0.4% in both regions in 2023, after +0.4% in both zones in 2023. Year-on-year growth in the fourth quarter was 1.2% for the euro area and 1.4% for the EU. In comparison, the U.S. experienced a 0.6% GDP increase in Q4, with a 2.5% year-on-year rise. Among EU member states, Ireland recorded the highest GDP growth at 3.6%, followed by Denmark (1.6%) and Portugal (1.5%). The largest declines were seen in Malta (-0.7%), Austria (-0.4%), and Germany and Finland (both -0.2%). To read Eurostat's  news release, go to https://ec.europa.eu/eurostat/en/web/products-euro-indicators/w/2-07032025-ap.​​

 

OECD GDP growth slows slightly in the fourth quarter of 2024. Thee OECD has advised that GDP in the OECD rose by 0.3% in the fourth quarter of 2024, slightly down from 0.5% in the previous quarter, according to provisional estimates. The overall GDP growth rate also slowed for the G7 in Q4 2024, from 0.5% to 0.4%, reflecting a mixed picture among G7 countries. Growth contracted in France, from 0.4% to -0.1%, and in Germany, from 0.1% to -0.2%. Growth slowed in the US, from 0.8% to 0.6%, driven by a decline in investment and a 0.2% contraction in exports. Real GDP in Italy remained stable in the last two quarters. By contrast, growth accelerated notably in Japan, from 0.4% to 0.7%, mainly reflecting a positive contribution from net trade. Growth increased marginally in Canada (from 0.3% to 0.4%) and the UK (from 0.1% to 0.2%). Among other OECD economies for which data is available, Ireland recorded the largest fall in GDP in Q4 (-1.3%), followed by Mexico and Norway (-0.6% in both countries).
OECD, 2025, OECD GDP growth slows slightly in the fourth quarter of 2024, 20 February 2025, OECD https://www.oecd.org/en/data/insights/statistical-releases/2025/02/gdp-growth-fourth-quarter-2024-oecd.html.

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Credit Management News & Resources

First cohort of Gold Fair Payment Code Awards is announced. The new Fair Payment Code—one of a package of new measures to curb poor and late payment practices to small businesses—has announced its first cohort of Gold award winners. Businesses who apply for the Fair Payment Code scheme are awarded Gold if they pay 95% of all invoices within 30 days of receipt; Silver if they pay 95% of invoices just to their small business suppliers within 30 days (and others within 60); and Bronze if they pay 95% of invoices to all suppliers within 60 days. As of 7 March, a total of 145 businesses have been awarded Gold, Silver and Bronze. Each Award is valid for two years and every business will need to reapply for their Award at the end of each two-year period. For more information, go to https://www.smallbusinesscommissioner.gov.uk/fpc/awardees/?awardee=a.
Licensed under the terms of Open Government. Licence v3.0.

 

Coface's 2025 Country Risk Handbook is now available. Coface has published its Country Risk Handbook for 2025. The latest edition delivers a detailed analysis of over 160 countries, integrating macroeconomic indicators, sector-specific assessments, and political risk evaluations.

The analysis includes:

  • Detailed country-by-country economic indicators and forecasts

  • Sector-specific risk assessments across 13 major industries

  • In-depth political risk analysis and its impact on business operations

  • Special focus on supply chain resilience and environmental challenges

  • Regional trends and their implications for international trade

  • Expert analysis.​​​​​​​

To download a copy, go to https://www.coface.uk/news-economy-and-insights/coface-s-2025-country-risk-handbook-an-essential-guide-for-ceos-financial-directors-and-credit-managers.

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Events & Professional Development

​​​​​​​GTR Africa, 13-14 March 2025. Cape Town.
GTR Africa has solidified its position as the premier event for the African trade and trade finance community. Returning to Cape Town on March 13-14, 2025, this flagship event will deliver essential insights spanning trade, supply chain, infrastructure, working capital, export and commodity financing markets. Supported by prominent players representing the entire trade finance ecosystem, the conference will feature over 60 speakers sharing unparalleled expertise over two impactful days. Anticipating the participation of more than 550 delegates from over 250 companies, GTR Africa 2025 offers a prime opportunity to engage with key figures in African trade. Don’t miss your chance to reconnect with familiar faces and establish vital new connections in the market during this unrivalled conference.

Event features:

  • 30+ exhibitors

  • 8+ hours of networking opportunities with key stakeholders in the industry

  • Unparalleled expertise from 60+ speakers

  • Exceptional content on topics and regions covered

  • Enhanced networking with event app, meetings zones and digital business cards

  • Invitation to the evening networking reception

Don’t miss your chance to join the unrivalled opportunity to catch up with old friends and build those crucial new market connections at what is set to be an excellent conference.

We look forward to seeing you there!

 

Discounts and promotions

  • 10% Early Booking discount – Available until February 7, 2025
    Early booking discount available for new registrations only and not in conjunction with additional discounts. 10% is automatically processed during online checkout or with a GTR team member.

  • Young Professionals Pass – Limited free tickets available
    To qualify, you must be under 25 years old, with less than three years of experience in the trade finance industry. Limited to 2 events per year.
    10 passes are available for this event for those who work within the industry, limited to 2 passes per institution, and cannot be combined with other promotions. Two passes are available for this event to those studying a relevant educational/University course. Confirm your eligibility by contacting ypp@gtreview.com with your work email address, LinkedIn profile, and age.

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For more information about this event, go to https://www.gtreview.com/events/africa/gtr-africa-2025-cape-town.

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Americas 2025: Energy, Agency & Infrastructure Finance, 31 March - 2 April. Miami, United States

BOOK HERE BY 21 MARCH & SAVE $400

Get ready to spice up your pipeline - join us in Miami in April to blaze a trail. Picture this: a curated guest list of the most important exporters, borrowers, infrastructure and energy developers and project sponsors; equity investment funds; institutional investors; debt providers; ECAs and more all under one roof for two days of unparalleled origination opportunities that will set the rhythm for the year ahead. This is your chance to get the inside track with the most active dealmakers in Latin and North America to identify

key origination opportunities. 

Hot topics up for debate include:

  • US Elections: Political risk, what is the impact on credit finance, infrastructure and renewables? How will renewables and emerging energy transition technologies fare? The market has recently attracted ECAs, but will things change following elections and how will this affect US EXIM?

  • Untied Products: Clients are asking for more flexible, untied products from ECAs. Who is offering these, and what impact do they have in the Americas?

  • Energy transition: what does it look like in the Americas? How will ECAs and DFIs work with the pure project finance market to make it happen?

  • Latin America presents an abundance of infrastructure and renewable energy investment opportunities for global players. Political risk, regulatory reforms, proliferation of sustainability linked finance, climate mandates and ESG and growing bankability of new technologies constantly affects the way money flows into projects in the region.

  • Data center boom is a huge investment opportunity. What are the destinations, what are the best projects, how do investors see them going forward?

  • Chile is a great regional success story, the renewables boom continues despite the Chilean DiscoPPA crisis of 2022, battery energy storage systems (BESS) are currently the big focus

  • Mexico new president, the industry seems cautiously optimistic positive signals for renewables, nearshoring - American firms moving manufacturing from China to Mexico, still flagged as a big impending trend

View the full speakers list and agenda here

For sponsorship, speaking or group booking enquiries, contact marketing@exilegroup.com

 

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Middle East and Africa 2025: Agency, Energy & Infrastructure Finance, 14-16 April. Dubai.

BOOK HERE BY 7 MARCH & SAVE £400

To maximise dealmaking opportunities and harness synergies between the regions, we're combining our Middle East and Africa events into one mega Middle East & Africa Congress. Join us in the UAE from April 14-16 2025, a pivotal trading hub central to Middle East and Africa capital and project flows. If you're interested in partnering with us on this journey, find out more and contact us here.Whether your objective is to find new business partners, originate new deals, or gain additional insight into the market in the Middle East & Africa, we’ve got you covered!

Key features for 2025:

  • Now three days, with interactive expert-led workshops on day one that ensure you meet the right people in the right environment. 

  • Identify deal opportunities: Stay ahead of the curve with actionable strategies and macroeconomic trends shared by industry leaders. With a global presence, attendees will have the opportunity to learn from diverse perspectives, discover international best practices, and foster cross-border collaboration to enrich their own strategies. and grow their business.

  • Maximise origination opportunities: Gain actionable recommendations to support your company strategy and get ahead of competitors. Find out what international ECAs are doing to support business in the region.

  • Connect with the right people, all in one-business trip: we curate event attendee lists with the most active dealmakers in ECA, Agency, infrastructure and Energy finance plus our dedicated networking concierge provides personalised introductions to your most compatible partners.

View the full speakers list and agenda here

For sponsorship, speaking or group booking enquiries, contact marketing@exilegroup.com.

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SCHUMANN CONNECT, 13 May 2025. London.
We are excited to invite you to our SCHUMANN CONNECT! event in London on Tuesday 13 May 2025.

You can look forward to an exclusive event focusing on the transformative role of technology in driving change within the credit and surety insurance industry. This event will highlight how technology and software implementation serve as enablers for innovation and change, exploring themes such as:

 

  • Technology Transformation:

    • The role of data analytics in driving decision-making

    • Leveraging AI and machine learning for operational excellence

    • Replacing legacy systems with modern, scalable solutions

    • Enhancing connectivity to streamline operations

 

  • People Involvement in Change Management:

    • Guiding teams through technological transformation

    • Aligning business development with technological advancements

    • Fostering a culture that embraces continuous innovation

 

The agenda will include expert-led discussions, case studies, and practical insights into the intersection of technology and people. Following the formal programme, we invite you to join us for networking and drinks to continue the conversation and CONNECT!.

 

When: 13.05.2025

Time: 5-9 pm

Where: Cavendish Venues, 1 America Square, 17 Crosswall, London EC3N 2LB

 

Admission is free.

You can register here.

Mark your calendar for this thought-provoking event. More details will follow soon!

 

We look forward to welcoming you to an engaging and forward-looking discussion.

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Global 2025: Export, Agency & Project Finance,10-12 June. Copenhagen, Denmark

BOOK HERE BY 25 APRIL & SAVE £600

Exile Group brings together our three key brands TXF (export finance), Proximo (project finance) and Uxolo (development finance) for an unbeatable opportunity to network, collaborate and originate deals. One ticket gives you access to all three industries. In 2024, 86% of attendees confirmed they will do more business as a result of attending the conference, making the event a true catalyst for the markets we cover.​

Why attend:

  • Connect with the powerhouses of the industry: Step into this premier international gathering where over 1500 dealmakers from ECAs, DFIs, exporters, borrowers, developers, project sponsors, SOEs, government ministries, commercial banks, private insurers, law firms and institutional investors converge at the go-to event of the year!

  • Unlock your origination potential: With just one trip, you'll be able to collaborate and originate deals with a wide range of stakeholders, and hold multiple meetings in one place for a jam-packed two days that will give you a fantastic return on your investment.

  • Diversify your pipeline: With a global presence (over 63 countries in 2024), attendees will have the opportunity to learn from diverse perspectives, discover international best practices, and foster cross-border collaboration to enrich their own strategies and grow their business. All this, across export, project and development finance.​

View the full speakers list and agenda here

For sponsorship, speaking or group booking enquiries, contact marketing@exilegroup.com.

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About this month's Sponsor: Tinubu

Tinubu is the business facilitator and exchange enabler that delivers fluidity and simplicity to the insurance industry by using the strength of collective performance. Our company is an alliance of technology software and insurance expertise offering the best combination to its clients. It covers the entire value chain of credit insurance & surety with one end-to-end platform, connecting every part of your business with one digital highway. Established in 2000 and headquartered in Paris, France, Tinubu is an independent software provider and employs 170 people, located in Paris, London, New York, Orlando, Singapore, and Montreal. Its clients represent 30 of the top 60 Credit & Surety underwriters worldwide.

 

Our vision: The lifeblood of insurance: Anticipating interactions from the core of the insurance industry.

Our promise: Multiplying possibilities: Connecting the value chain of insurance.

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